Serving All 9 Bay Area Counties

Private Money Loans
Across the Bay Area

Hard money and private capital for real estate investors in every Bay Area city. Fix & Flip, Ground Up Construction, Stabilized Bridge, Single Rental, and Portfolio loans — close in 5–10 days.

Apply Now → (650) 780-3148
111+
Bay Area Cities
9
Counties Served
5
Loan Products
5–10
Day Close
City Directory

Find Your Market

Click any city to see loan options, market insights, and investor resources specific to that area.

Alameda County

High Market

Oakland

Fix & Flip · Ground Up
Luxury Market

Berkeley

Fix & Flip · Single Property Rental
High Market

Fremont

Fix & Flip · Single Property Rental
High Market

Pleasanton

Fix & Flip · Single Property Rental
High Market

Dublin

Ground Up · Single Property Rental
Moderate-High Market

Livermore

Fix & Flip · Single Property Rental
Moderate-High Market

Hayward

Fix & Flip · Single Property Rental
High Market

Alameda

Fix & Flip · Stabilized Bridge
Moderate-High Market

San Leandro

Fix & Flip · Single Property Rental
Moderate-High Market

Union City

Ground Up · Fix & Flip
Moderate-High Market

Newark

Fix & Flip · Ground Up
High Market

Emeryville

Fix & Flip · Stabilized Bridge
Ultra-Luxury Market

Piedmont

Fix & Flip · Stabilized Bridge
Luxury Market

Albany

Fix & Flip · Single Property Rental
High Market

Castro Valley

Fix & Flip · Single Property Rental
Moderate-High Market

San Lorenzo

Fix & Flip · Single Property Rental
Moderate-High Market

Ashland

Fix & Flip · Rental Portfolio

Contra Costa County

High Market

Walnut Creek

Fix & Flip · Single Property Rental
Luxury Market

Danville

Stabilized Bridge · Fix & Flip
High Market

San Ramon

Single Property Rental · Fix & Flip
Luxury Market

Orinda

Fix & Flip · Stabilized Bridge
Luxury Market

Lafayette

Fix & Flip · Ground Up
Moderate-High Market

Concord

Rental Portfolio · Fix & Flip
Moderate-High Market

Richmond

Fix & Flip · Single Property Rental
Moderate-High Market

Brentwood

Ground Up · Fix & Flip
High Market

El Cerrito

Fix & Flip · Single Property Rental
Moderate-High Market

Pleasant Hill

Fix & Flip · Single Property Rental
Luxury Market

Moraga

Fix & Flip · Stabilized Bridge
Moderate-High Market

Martinez

Fix & Flip · Single Property Rental
Moderate-High Market

Antioch

Fix & Flip · Rental Portfolio
Moderate-High Market

Pittsburg

Fix & Flip · Single Property Rental
Moderate-High Market

Oakley

Ground Up · Fix & Flip
Moderate-High Market

Hercules

Fix & Flip · Single Property Rental
Moderate-High Market

Pinole

Fix & Flip · Single Property Rental
Luxury Market

Alamo

Fix & Flip · Stabilized Bridge
Ultra-Luxury Market

Blackhawk

Stabilized Bridge · Fix & Flip
Luxury Market

Kensington

Fix & Flip · Single Property Rental
Moderate-High Market

El Sobrante

Fix & Flip · Rental Portfolio
Moderate-High Market

Discovery Bay

Single Property Rental · Fix & Flip
Moderate-High Market

San Pablo

Fix & Flip · Rental Portfolio
Moderate-High Market

Bay Point

Fix & Flip · Rental Portfolio

Marin County

Luxury Market

San Rafael

Fix & Flip · Single Property Rental
Ultra-Luxury Market

Mill Valley

Fix & Flip · Stabilized Bridge
Ultra-Luxury Market

Sausalito

Stabilized Bridge · Fix & Flip
Ultra-Luxury Market

Tiburon

Stabilized Bridge · Fix & Flip
Moderate-High Market

Novato

Fix & Flip · Single Property Rental
Luxury Market

Corte Madera

Fix & Flip · Single Property Rental
Luxury Market

Larkspur

Fix & Flip · Single Property Rental
Luxury Market

San Anselmo

Fix & Flip · Single Property Rental
Luxury Market

Fairfax

Fix & Flip · Single Property Rental
Ultra-Luxury Market

Belvedere

Stabilized Bridge · Fix & Flip
Ultra-Luxury Market

Ross

Stabilized Bridge · Fix & Flip
Luxury Market

Stinson Beach

Single Property Rental · Stabilized Bridge

Napa County

High Market

Napa

Single Property Rental · Fix & Flip
Moderate-High Market

American Canyon

Fix & Flip · Single Property Rental
Ultra-Luxury Market

St. Helena

Stabilized Bridge · Single Property Rental
Ultra-Luxury Market

Yountville

Single Property Rental · Stabilized Bridge
Luxury Market

Calistoga

Single Property Rental · Stabilized Bridge

San Francisco County

Ultra-Luxury Market

San Francisco

Fix & Flip · Stabilized Bridge

San Mateo County

Luxury Market

Redwood City

Fix & Flip · Single Property Rental
Luxury Market

San Mateo

Fix & Flip · Single Property Rental
Ultra-Luxury Market

Menlo Park

Stabilized Bridge · Fix & Flip
Ultra-Luxury Market

Atherton

Stabilized Bridge · Ground Up
Luxury Market

Burlingame

Fix & Flip · Single Property Rental
Luxury Market

Foster City

Single Property Rental · Fix & Flip
High Market

Pacifica

Fix & Flip · Single Property Rental
Luxury Market

Half Moon Bay

Single Property Rental · Fix & Flip
High Market

South San Francisco

Single Property Rental · Fix & Flip
High Market

Daly City

Fix & Flip · Single Property Rental
Luxury Market

San Carlos

Fix & Flip · Single Property Rental
Luxury Market

Belmont

Fix & Flip · Single Property Rental
High Market

San Bruno

Fix & Flip · Single Property Rental
High Market

Millbrae

Single Property Rental · Fix & Flip
High Market

East Palo Alto

Fix & Flip · Single Property Rental
Ultra-Luxury Market

Woodside

Stabilized Bridge · Ground Up
Ultra-Luxury Market

Portola Valley

Ground Up · Stabilized Bridge
Ultra-Luxury Market

Hillsborough

Stabilized Bridge · Fix & Flip
High Market

Brisbane

Fix & Flip · Ground Up
Luxury Market

Redwood Shores

Single Property Rental · Fix & Flip
Luxury Market

Emerald Hills

Fix & Flip · Stabilized Bridge
High Market

San Gregorio

Single Property Rental · Fix & Flip

Santa Clara County

Luxury Market

San Jose

Single Property Rental · Fix & Flip
Ultra-Luxury Market

Palo Alto

Fix & Flip · Stabilized Bridge
Luxury Market

Mountain View

Single Property Rental · Fix & Flip
Luxury Market

Sunnyvale

Single Property Rental · Fix & Flip
Luxury Market

Santa Clara

Single Property Rental · Fix & Flip
Luxury Market

Cupertino

Single Property Rental · Fix & Flip
Ultra-Luxury Market

Saratoga

Ground Up · Stabilized Bridge
Ultra-Luxury Market

Los Gatos

Fix & Flip · Ground Up
High Market

Campbell

Fix & Flip · Single Property Rental
High Market

Milpitas

Ground Up · Fix & Flip
Ultra-Luxury Market

Los Altos

Ground Up · Fix & Flip
Moderate-High Market

Gilroy

Ground Up · Fix & Flip
High Market

Morgan Hill

Fix & Flip · Single Property Rental
Ultra-Luxury Market

Los Altos Hills

Ground Up · Stabilized Bridge
Ultra-Luxury Market

Monte Sereno

Stabilized Bridge · Ground Up

Solano County

Moderate-High Market

Vallejo

Fix & Flip · Rental Portfolio
Moderate-High Market

Fairfield

Fix & Flip · Single Property Rental
Moderate-High Market

Benicia

Fix & Flip · Single Property Rental
Moderate-High Market

Suisun City

Fix & Flip · Single Property Rental
Moderate-High Market

Vacaville

Fix & Flip · Ground Up
Moderate-High Market

Rio Vista

Single Property Rental · Ground Up

Sonoma County

Moderate-High Market

Petaluma

Fix & Flip · Single Property Rental
Moderate-High Market

Santa Rosa

Ground Up · Fix & Flip
Moderate-High Market

Rohnert Park

Fix & Flip · Single Property Rental
Moderate-High Market

Windsor

Ground Up · Fix & Flip
Luxury Market

Sonoma

Single Property Rental · Fix & Flip
Luxury Market

Healdsburg

Stabilized Bridge · Single Property Rental
High Market

Sebastopol

Fix & Flip · Single Property Rental
Moderate-High Market

Cotati

Fix & Flip · Single Property Rental
Moderate-High Market

Cloverdale

Fix & Flip · Single Property Rental
Our Products

Five Loan Programs. Every Bay Area Market.

Fix & Flip

Up to 90% purchase + 100% rehab, capped at 75% ARV. 5–10 day close. 12–24 month terms.

Ground Up Construction

New residential construction financing with staged draw releases. Residential 1–4 units.

Stabilized Bridge

Short-term bridge financing on stabilized rental properties. Ideal for time-sensitive acquisitions.

Single Property Rental

30-year DSCR term loans. Qualify on property cash flow — no W-2, no tax returns, no income docs.

Rental Portfolio

Blanket DSCR loans covering multiple properties under a single loan structure. Scale faster.

Ready to Fund Your Next Bay Area Deal?

Serving every market from San Francisco to San Jose, Oakland to Napa. Close in 5–10 days.

Apply Online Now → Call (650) 780-3148