Hard money and private capital for Bay Area investors — Fix & Flip, Ground Up Construction, Stabilized Bridge, and DSCR Rental loans in Union City. Close in 5–10 business days.
Union City's transit village project around BART is one of the most ambitious transit-oriented developments in the East Bay, creating strong demand for ground-up construction financing near the station.
Union City investors are primarily focused on rental properties, fix-and-flip, and ground-up near BART transit village. With over $950K median home price, private capital is often the fastest and most flexible financing tool available.
| County | Alameda County |
| State | California |
| Price Tier | Moderate-High |
| Median Price | Over $950K median home price |
| Investor Focus | Ground Up, Fix & Flip, Single Property Rental |
All five loan products are available in Union City and throughout Alameda County. No income docs required for DSCR loans.
Short-term bridge financing for Union City acquisitions and renovations. Close in 5–10 days.
New construction financing for Union City residential projects. Funds released in draws.
Bridge loan for stabilized Union City rentals while arranging permanent financing.
30-year DSCR term loans for Union City single-family and small multifamily rentals.
Blanket DSCR loans to finance multiple Union City rental properties under one structure.
Investors targeting the southern East Bay's transit-oriented growth, anchored by the Union City BART station transit village development.
In competitive markets like Union City, a 5–10 day close wins the deal. Conventional lenders can't compete with private money speed.
Our DSCR rental loans qualify based on the property's cash flow, not your W-2. Self-employed investors and business owners are welcome.
Approval is based on the property's value and your investment plan — not a bureaucratic credit file. Credit scores as low as 620 considered.
Get pre-qualified in minutes. No income docs. No tax returns. Close in 5–10 days.