Hard money and private capital for Bay Area investors — Fix & Flip, Ground Up Construction, Stabilized Bridge, and DSCR Rental loans in Berkeley. Close in 5–10 business days.
Berkeley's perpetual rental demand from UC Berkeley students and faculty, combined with stringent rent control, makes it a unique market. Bridge loans enable quick closes on multifamily assets before owner-user buyers can outbid.
Berkeley investors are primarily focused on multifamily near UC Berkeley, fix-and-flip craftsman homes, and ADU additions. With over $1.1M median home price, private capital is often the fastest and most flexible financing tool available.
| County | Alameda County |
| State | California |
| Price Tier | Luxury |
| Median Price | Over $1.1M median home price |
| Investor Focus | Fix & Flip, Single Property Rental, Stabilized Bridge |
All five loan products are available in Berkeley and throughout Alameda County. No income docs required for DSCR loans.
Short-term bridge financing for Berkeley acquisitions and renovations. Close in 5–10 days.
New construction financing for Berkeley residential projects. Funds released in draws.
Bridge loan for stabilized Berkeley rentals while arranging permanent financing.
30-year DSCR term loans for Berkeley single-family and small multifamily rentals.
Blanket DSCR loans to finance multiple Berkeley rental properties under one structure.
Sophisticated investors targeting the stable student and professional rental demand generated by UC Berkeley and the East Bay tech corridor.
In competitive markets like Berkeley, a 5–10 day close wins the deal. Conventional lenders can't compete with private money speed.
Our DSCR rental loans qualify based on the property's cash flow, not your W-2. Self-employed investors and business owners are welcome.
Approval is based on the property's value and your investment plan — not a bureaucratic credit file. Credit scores as low as 620 considered.
Get pre-qualified in minutes. No income docs. No tax returns. Close in 5–10 days.