Marin County · California

Hard Money Loans in
Tiburon, CA

Hard money and private capital for Bay Area investors — Fix & Flip, Ground Up Construction, Stabilized Bridge, and DSCR Rental loans in Tiburon. Close in 5–10 business days.

5–10
Day Close
90%
Max LTV (F&F)
100%
Rehab Financed
No
Income Docs (DSCR)

Tiburon Real Estate Investment Market

Market Insight

Tiburon and neighboring Belvedere offer some of the most spectacular views in the Bay Area — direct sight lines to the San Francisco skyline, Angel Island, and the Golden Gate Bridge. Properties here are generational assets.

Tiburon investors are primarily focused on ultra-luxury waterfront renovations, estate acquisitions, and high-value bridge loans. With over $3.5M median home price, private capital is often the fastest and most flexible financing tool available.

Stabilized BridgeFix & FlipGround Up
CountyMarin County
StateCalifornia
Price TierUltra-Luxury
Median PriceOver $3.5M median home price
Investor FocusStabilized Bridge, Fix & Flip, Ground Up
Downtown TiburonParadise DriveBelvedereTiburon Highlands

Private Loans Available in Tiburon

All five loan products are available in Tiburon and throughout Marin County. No income docs required for DSCR loans.

Typical Tiburon Investor Profile

Investor Profile

Ultra-high-net-worth investors targeting one of the Bay Area's most exclusive waterfront communities with direct ferry service to San Francisco.

Speed Over Everything

In competitive markets like Tiburon, a 5–10 day close wins the deal. Conventional lenders can't compete with private money speed.

No Income Verification

Our DSCR rental loans qualify based on the property's cash flow, not your W-2. Self-employed investors and business owners are welcome.

Asset-Based Lending

Approval is based on the property's value and your investment plan — not a bureaucratic credit file. Credit scores as low as 620 considered.

Frequently Asked Questions — Tiburon

What types of investment loans do you offer in Tiburon?
We offer Fix & Flip bridge loans, Ground Up Construction loans, Stabilized Bridge loans, Single Property DSCR Rental loans, and Rental Portfolio blanket loans — all available for residential investment properties (non-owner-occupied) in Tiburon and throughout Marin County.
How fast can I close a hard money loan in Tiburon?
Most fix & flip and bridge loans in Tiburon close in 5–10 business days from completed application. Ground-up construction loans typically take 10–15 business days due to draw schedule review. Speed is our primary advantage in Tiburon's competitive investment market.
What LTV do you lend for fix-and-flip loans in Tiburon?
We lend up to 90% of purchase price and 100% of rehab costs on fix-and-flip loans in Tiburon, subject to a maximum of 75% of the after-repair value (ARV). Given Tiburon's over $3.5M median home price, this allows investors to finance the majority of their acquisition and renovation costs with minimal equity required upfront.
Do you lend on multifamily properties in Tiburon?
Yes — we lend on 1–4 unit residential investment properties in Tiburon, including single-family homes, condos, duplexes, triplexes, and fourplexes. All properties must be non-owner-occupied investment properties. We do not lend on owner-occupied primary residences or commercial properties.
What is a DSCR loan and does it make sense for Tiburon rentals?
A DSCR (Debt Service Coverage Ratio) loan qualifies based on the rental income the property generates, not the borrower's personal income or tax returns. For Tiburon landlords — especially self-employed investors — this removes the biggest obstacle to portfolio growth. We lend up to 80% LTV on DSCR loans in Tiburon.

Other Marin County Markets We Serve

Ready to Fund Your Next Tiburon Deal?

Get pre-qualified in minutes. No income docs. No tax returns. Close in 5–10 days.

Apply Online Now → Call (650) 780-3148