Hard money and private capital for Bay Area investors — Fix & Flip, Ground Up Construction, Stabilized Bridge, and DSCR Rental loans in Lafayette. Close in 5–10 business days.
Lafayette's BART station and exceptional schools create a rare combination of transit access and suburban quality of life. Luxury fix-and-flip is especially active, with buyers paying premiums for updated kitchens and master suites.
Lafayette investors are primarily focused on luxury fix-and-flip, custom construction, and high-value rental properties. With over $2M median home price, private capital is often the fastest and most flexible financing tool available.
| County | Contra Costa County |
| State | California |
| Price Tier | Luxury |
| Median Price | Over $2M median home price |
| Investor Focus | Fix & Flip, Ground Up, Stabilized Bridge |
All five loan products are available in Lafayette and throughout Contra Costa County. No income docs required for DSCR loans.
Short-term bridge financing for Lafayette acquisitions and renovations. Close in 5–10 days.
New construction financing for Lafayette residential projects. Funds released in draws.
Bridge loan for stabilized Lafayette rentals while arranging permanent financing.
30-year DSCR term loans for Lafayette single-family and small multifamily rentals.
Blanket DSCR loans to finance multiple Lafayette rental properties under one structure.
Lamorinda investors in one of the Bay Area's top school markets — Lafayette's elementary and Acalanes High School districts drive property values for family tenants.
In competitive markets like Lafayette, a 5–10 day close wins the deal. Conventional lenders can't compete with private money speed.
Our DSCR rental loans qualify based on the property's cash flow, not your W-2. Self-employed investors and business owners are welcome.
Approval is based on the property's value and your investment plan — not a bureaucratic credit file. Credit scores as low as 620 considered.
Get pre-qualified in minutes. No income docs. No tax returns. Close in 5–10 days.