Hard money and private capital for Bay Area investors — Fix & Flip, Ground Up Construction, Stabilized Bridge, and DSCR Rental loans in San Lorenzo. Close in 5–10 business days.
San Lorenzo is a large unincorporated community in southern Alameda County offering excellent BART connectivity and some of the most accessible property prices in the East Bay. Fix-and-flip investors are active here, finding strong spreads between acquisition and resale values in the area's established suburban housing stock.
San Lorenzo investors are primarily focused on fix-and-flip, rental properties, and value-add in an Alameda County commuter community. With over $750K median home price, private capital is often the fastest and most flexible financing tool available.
| County | Alameda County |
| State | California |
| Price Tier | Moderate-High |
| Median Price | Over $750K median home price |
| Investor Focus | Fix & Flip, Single Property Rental, Rental Portfolio |
All five loan products are available in San Lorenzo and throughout Alameda County. No income docs required for DSCR loans.
Short-term bridge financing for San Lorenzo acquisitions and renovations. Close in 5–10 days.
New construction financing for San Lorenzo residential projects. Funds released in draws.
Bridge loan for stabilized San Lorenzo rentals while arranging permanent financing.
30-year DSCR term loans for San Lorenzo single-family and small multifamily rentals.
Blanket DSCR loans to finance multiple San Lorenzo rental properties under one structure.
East Bay cash-flow investors targeting one of Alameda County's largest unincorporated communities — strong BART access to Oakland and San Francisco with entry prices well below the county median.
In competitive markets like San Lorenzo, a 5–10 day close wins the deal. Conventional lenders can't compete with private money speed.
Our DSCR rental loans qualify based on the property's cash flow, not your W-2. Self-employed investors and business owners are welcome.
Approval is based on the property's value and your investment plan — not a bureaucratic credit file. Credit scores as low as 620 considered.
Get pre-qualified in minutes. No income docs. No tax returns. Close in 5–10 days.